Credit Risk Management Lead

7 days ago


Stockholm, Stockholm, Sweden Mimohq Full time

About Mimo

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We're a fintech platform empowering small and medium-sized businesses to save time and money while maintaining control over their finances. Our Finance, Credit & Risk function is responsible for building and supporting Mimo's lending proposition in the UK market and beyond.

This role offers a unique opportunity to engage with diverse problem areas, products, features, and roles in a dynamic start-up environment. You'll contribute to scaling Mimo's lending offering by building and maintaining tools and processes, leveraging internal and external data, conducting financial analysis, and developing robust systems and processes.

Key Responsibilities

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  • Build and maintain tools and processes to effectively scale Mimo's lending offering
  • Leverage internal and external data to build out a comprehensive SME credit model
  • Conduct in-depth financial analysis to evaluate the creditworthiness of Mimo's customers
  • Develop, implement and manage robust systems and processes to prevent financial crime as well as conduct customer due-diligence
  • Support the organisation on matters relating to finance, credit & risk, including financial modelling & delivering business insights

About You

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We're looking for someone analytical, business-minded, ambitious, and fun, who is passionate about pursuing a career in fintech. You'll need a gritty startup mentality and a keen interest in the intersection of finance, data, technology, and the operational challenges required for a fintech to thrive.

To succeed in this role, you'll need:

  • ~4 years of professional experience working in the intersection of data & finance, preferably in or close to a credit function
  • Proficiency in analysing financial statements with a core understanding of what drives risks in SME lending
  • Proficiency in working with data using SQL and Python or similar tools such as R and Matlab, or other coding languages
  • A Master's degree in finance, business, economics, engineering, mathematics or statistics

Benefits

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  • A competitive salary
  • Six weeks of annual paid vacation
  • A generous stock option programme


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