
Credit Risk Analyst
2 days ago
At Scania Nederland B.V., we are undergoing a significant transformation in our business approach, shifting from being a leading supplier of trucks and buses to providing complete and sustainable transport solutions.
Key Transformation ObjectivesWe aim to shape the future of mobility with innovative and environmentally conscious solutions, collaborating closely with TRATON and our sister brands MAN, Volkswagen Truck & Bus, and International.
This pivotal role involves analyzing and recommending credit proposals, collaborating with international business units, and contributing to the development of our credit underwriting policies and relevant processes.
Main Responsibilities- Evaluate credit proposals: Assess incoming credit requests from our business units and provide recommendations for decision to the SFS Credit Committee.
- Develop credit risk management strategies: Participate in the creation of working methods and policies within the credit underwriting area, both centrally and locally.
- Credit risk assessment: Ensure thorough assessment and management of credit risk, maintaining high standards of integrity and accuracy with an analytical focus on portfolio performance.
- International collaboration: Work closely with international business units, gaining exposure to senior professionals within the organization.
- Experienced professional: Several years of relevant experience in credit assessment and underwriting within financial services.
- Strong analytical skills: Ability to draw conclusions from large amounts of numerical and descriptive information.
- Integrity and decision-making: High level of personal integrity and the ability to anchor decisions in well-structured argumentation.
- Global mindset: Willingness and ability to work internationally and cross-functionally, with occasional travel required.
- Continuous learning: Eagerness to continuously learn and stay updated on market developments and business unit activities.
We operate in more than 65 markets through 22 business units, financing over 40% of Scania's vehicle sales. Our team of dedicated professionals manages a credit portfolio of 180,000 financed vehicles and 100,000 insurance policies, representing over 160 billion SEK.
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