
Credit Risk Specialist
4 days ago
Senior Credit Analyst
Fincruit is a leading corporate and investment bank seeking a highly skilled Senior Credit Analyst for its Risk & Permanent Control team. As a key member of the team, you will play a crucial role in assessing the creditworthiness of large corporate clients and prospects in the Nordic region.
About Fincruit
Fincruit is the corporate and investment banking arm of a global banking group, with operations across Europe, the Americas, Asia-Pacific, and the Middle East. Our comprehensive product and service offering includes capital market activities, investment banking, structured finance, commercial banking, and international trade.
We are pioneers in climate finance and a market leader in this segment, with a complete offer for all our clients. In the Nordic region, we have branch offices in Copenhagen, Helsinki, and Stockholm, as well as a representative office in Oslo.
About the Role
As a Senior Credit Analyst, your responsibilities will include:
- Conducting in-depth credit assessments of corporate clients, identifying risks and proposing mitigations to ensure optimal lending decisions.
- Preparing detailed credit opinions for senior management and credit committees, providing transparent and informed recommendations.
- Monitoring existing client portfolios and staying up-to-date on market, regulatory, and industry developments to anticipate potential risks.
- Contributing to the development of the annual risk strategy for the Nordic region, aligning with the bank's overall objectives.
- Providing guidance and coaching to junior team members, fostering a culture of knowledge sharing and professional growth.
- Representing the risk team in various committees, ensuring effective communication and collaboration.
- Ensuring compliance with internal policies and procedures, maintaining the highest standards of professionalism and integrity.
- Collaborating with commercial teams and the bank's international network, leveraging our global presence to drive business success.
Requirements
- An academic degree in Business Administration, Finance, Economics, or other relevant higher education is preferred, along with a professional certification (e.g., CFA) as an advantage.
- At least 5 years of working experience in financial analysis, preferably as a credit analyst within the banking sector, with a strong background in Export and Trade Financing, Leverage Finance, or Capital Markets.
- Strong analytical skills, with experience in cash flow analysis, and fluency in English and at least one Nordic language, with French being a plus.
Personal Qualities
- Proactive and self-driven, with a strong desire to succeed in a dynamic and challenging environment.
- High integrity and professionalism, with a commitment to excellence in all aspects of work.
- Flexible and adaptable, with the ability to thrive in a fast-paced and ever-changing landscape.
- Strong communication skills, both written and verbal, with the ability to effectively engage with stakeholders at all levels.
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