Credit Risk Analyst
3 weeks ago
Credit Merchant Underwriter Role
This position is part of our Merchant Underwriting & Monitoring team, responsible for preventing credit losses associated with our business customers. The team monitors existing customers to detect and address deteriorating businesses, sets guidelines for operations, and serves as a first escalation instance for complex decisions.
As a Credit Merchant Underwriter, you will analyze new merchant cooperations, assess counterparty risks, and take ownership of problem-solving. You will work in a coaching role, sharing domain knowledge and proposing process improvements. You will report directly to the Head of Credit Product.
Your responsibilities will include:
- Analyzing and assessing credit risk on incoming business proposals and presenting recommendations to the Credit Committee
- Holding a decision mandate and contributing to developing internal guidelines and procedures
- Continuously monitoring, re-assessing, and proposing actions for current business exposures
Requirements:
- At least 4+ years of corporate financial analysis/credit assessment experience
- Curious, structured, analytical, quality-oriented, and detail-focused
- Good collaboration and communication skills
- Able to consider regulatory, business, and customer perspectives and balance them in recommendations
- Familiarity with new systems and ability to learn without complete instructions
- Fairly experienced Excel user
- Fluent in Swedish and English
Meriting qualifications include:
- Previous team leadership experience
- Previous KYC, AML, and fraud prevention experience
- Experience working with businesses in another Nordic country
At Qliro, we value curiosity, passion, and collaboration. We believe in flexibility and remote work, balanced with face-to-face interactions. We celebrate differences and welcome you to be your authentic self.
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