Senior Credit Risk Manager

4 days ago


Stockholm, Stockholm, Sweden Worldline Full time

At Worldline, we are seeking a highly skilled and experienced Senior Credit Risk Manager to join our Credit Risk department. This is an exciting opportunity to lead a team of credit risk professionals and be responsible for managing your own portfolio with large and strategic merchants.

The ideal candidate will have over 8 years of experience in credit risk, with a strong understanding of financial analyses and accounting principles. They will possess excellent leadership skills, with the ability to coach, develop, and guide their team members.

The Senior Credit Risk Manager will be responsible for performing in-depth financial analyses, conducting credit assessments, and presenting credit proposals to divisional and group risk committees. They will also be responsible for quality control of their team's output, carrying out annual/periodic credit reviews, and recommending risk classes, changes in limits, and collateral setups.

The successful candidate will have a strong understanding of the payment industry and specific sector knowledge is an advantage. They will be able to work effectively with senior management, business divisions, other risk management functions, and external stakeholders.

We offer a competitive salary and benefits package, including health contribution, health check, pension, private health care insurance, parental pay, and 12 months pension during parental leave. We also offer the opportunity to work in a dynamic and fast-paced environment, with a high level of visibility and the ability to communicate effectively at executive level.

About the Team

The Credit Risk department is part of the MS Merchant Risk organization, and we support the Go-To-Markets Enterprise and Small & Medium Businesses by ensuring new and existing Merchant credit exposures and minimizing credit losses.

The Credit Risk department is growing and currently consists of over 20 colleagues spread across different international offices. The regular exchange with experts from different countries ensures exciting daily work and challenges at the same time.

Day-to-Day Responsibilities

  • Leading a team of Credit Risk professionals and being responsible for your own and team portfolios
  • Performing in-depth financial analyses and conducting credit assessments
  • Presenting credit proposals to divisional and group risk committees
  • Performing quality control of your team's output
  • Carrying out annual/periodic credit reviews and recommending risk classes, changes in limits, and collateral setups
  • Collaborating closely with business development and advising/supporting them on the boarding process
  • Communicating effectively internally and externally at executive level
  • Reviewing legal documents and amendments ensuring compliance with policies and procedures
  • Credit risk signing authority (based on your level of expertise/experience)
  • Coaching, developing, and guiding your team members


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