Business Development Manager

2 days ago


Stockholm, Stockholm, Sweden psd group Full time

PSD Group Overview: PSD Group is a leading provider of banking and payments solutions, with a strong presence in the Nordic region.

Job Title: Business Analyst - Credit Cards/Payments Specialist (Contract)

Description: We are seeking an experienced Business Analyst to join our team, focusing on credit card products. As a key member of our analysis team, you will play a crucial role in driving business growth and profitability through data-driven insights and market analysis.

Responsibilities:

  • Analyze card data to identify revenue optimization opportunities and assess the impact of changes to interest rates, fees, and payment structures on profitability and competitiveness.
  • Review minimum payment structures to understand their effect on both customer behavior and revenue, and identify trends in customer behavior to optimize revolving credit usage.
  • Improve cashback and loyalty programs to increase customer engagement and profitability, and conduct competitor benchmarking to ensure offerings remain competitive.
  • Provide data-backed insights and recommendations based on industry best practices, and prepare reports and presentations as required.
  • Assess the impact of regulatory changes on pricing and business strategies.

Your Skills:

  • Several years of experience in business analysis, preferably in the credit card, financial services, payments, or fintech sectors.
  • Strong knowledge of credit card products and the overall card business landscape, including pricing strategies, customer segmentation, and financial modeling.
  • Excellent analytical and data interpretation skills, ability to create and deliver clear, concise presentations, and comfortable working in an agile, self-driven environment.


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