Credit Card Product Specialist

2 days ago


Stockholm, Stockholm, Sweden psd group Full time

About PSD Group: We are a globally recognized leader in the banking and payments industry, with a strong focus on innovation and customer satisfaction.

Job Summary: As a Business Analyst - Credit Cards/Payments Specialist, you will be responsible for evaluating and optimizing key business factors, such as pricing strategies, customer behavior, loyalty programs, and product structure, to refine product offerings, improve profitability, and maintain a competitive position in the market.

Responsibilities:

  • Evaluate and optimize credit card products to drive business growth and profitability.
  • Develop and implement pricing strategies, customer segmentation models, and financial forecasting tools to inform business decisions.
  • Analyze customer behavior and identify trends to optimize revolving credit usage, cashback, and loyalty programs.
  • Conduct competitor benchmarking to ensure credit card offerings remain competitive, and provide data-backed insights and recommendations to stakeholders.
  • Prepare reports and presentations to communicate findings and recommendations to senior leadership.

Requirements:

  • Several years of experience in business analysis, preferably in the credit card, financial services, payments, or fintech sectors.
  • Strong knowledge of credit card products, pricing strategies, customer segmentation, and financial modeling.
  • Excellent analytical and data interpretation skills, ability to create and deliver clear, concise presentations, and comfortable working in an agile, self-driven environment.


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