Financial Modeling Specialist

4 days ago


Stockholm, Stockholm, Sweden TF Bank AB Full time
About the Role

At TF Bank AB, we are seeking a skilled and analytical professional to join our team as an NPL Senior Analyst. This role involves developing predictive models, delivering insights on recovery trends, and ensuring accurate and data-driven NPL portfolio valuation practices.

The ideal candidate will have a strong background in financial modeling, credit risk analysis, and portfolio management. They will work closely with cross-functional teams to align recovery monitoring frameworks and support decision-making with actionable recommendations based on in-depth analysis of diverse portfolio dynamics.

Key Responsibilities:
  • Developing Predictive Models: Create and maintain complex financial models to analyze and forecast NPL portfolio performance.
  • Recovery Monitoring: Analyze and monitor recovery performance for multiple product lines and countries, identifying areas for optimization and providing actionable insights to enhance recovery strategies.
  • NPL Valuation: Support ad-hoc valuation exercises of NPL portfolios to inform pricing and sales strategies, incorporating economic and market-specific considerations.
  • Cross-Functional Collaboration: Work closely with stakeholders across risk, finance, and operations teams to align on modeling assumptions and deliver strategic insights.
Qualifications:
  • Minimum of 3+ years of relevant analytical experience in NPL-related fields, financial sector or provision modelling/IFRS 9.
  • A degree in science, finance or economics and/or a strong experience in financial and macroeconomic markets.
Preferred Skills:
  • Expertise in analyzing Debt Collection Agencies (DCA) performance to maximize collection efficiency.
  • Excellent knowledge of SQL for data extraction and manipulation.
  • Experience in predictive modeling will be a plus.
  • Excellent analytical and problem-solving skills, with a strong attention to detail.
  • Proven track record of delivering impactful insights and recommendations based on data analysis.
Why TF Bank?

We offer a dynamic and forward-thinking work environment where you can develop cutting-edge expertise in credit risk and NPL management.

  • Drive Strategic Initiatives: Play a key role in optimizing the bank's NPL portfolio, improving recovery performance across multiple countries and product lines.
  • Work in a Data-Driven Environment: Leverage advanced analytics, predictive modeling, and innovative valuation methods to support decision-making at the highest levels.
  • Expand Your Professional Growth: Gain exposure to cross-functional collaboration with finance, risk, and operations teams, providing a holistic understanding of banking strategies and credit risk management.


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