Underwriting Representative

Join the growth journey in Norway - Our sixth market launch since 2022

Qred is a cutting-edge, tech-enabled bank on a mission to revolutionize financing for small businesses across 7 markets in Northern Europe. Our innovative solutions aim to simplify access to financing and enable growth for entrepreneurs. As we scale rapidly, we are looking for skilled Underwriters who will join a collaborative, high-performing team where analytical rigor, customer focus, and curiosity are valued. We celebrate successes, learn from challenges, and support each other's growth.

Our mission is simple: To turn entrepreneurs' visions into reality by offering simple, accessible, and fair financial solutions.

What does the role involve?

As an Underwriter, you will play a key role in driving sustainable growth and maintaining high credit quality within our Norwegian loan portfolio. Working closely with fellow underwriters, you will be responsible for assessing complex loan applications and/or managing relationships within the partner portfolio.

Your main responsibilities will include:

Build strong relationships with customers via phone, email, and chat, providing professional guidance throughout the credit process.

Independently review and evaluate loan applications from new and existing customers, assessing risk and financial viability to support well-informed lending decisions.

Manage a customer portfolio with a focus on personalized service and long-term relationship development, identifying opportunities to grow the business through tailored solutions.

Build and maintain strong relationships with external partners and collaborate closely with internal stakeholders - including Credit Officers and the Partnerships Manager - to enhance underwriting efficiency and ensure risk decisions align with market objectives.

Proactively pursue opportunities for professional development in a dynamic environment, contributing to both individual growth and the organization's continued success.

Who are we looking for?

We are looking for someone with an analytical approach who thrives on diving into numbers and details to make well-informed credit decisions.

Qualifications:

You must be fluent in English (written and spoken). When it comes to our local markets, we require fluency in either Norwegian or Swedish. If you're not a Norwegian speaker, having a strong working comprehension of the language is all we need.

You have a few years of experience in lending, credit assessment, or risk evaluation, preferably within banking or financial services.

You embrace change positively, identifying improvements that enhance customer experience and business outcomes while adapting easily to new strategies and responsibilities.

You build trust by understanding customer needs and engaging with them at eye level, while taking ownership of your responsibilities and working independently to deliver results.

What will make you stand out?

Experience in B2B lending or credit assessment for small and medium-sized businesses.

Fluency in Norwegian, which will help you communicate effectively with customers and partners.

Why join Qred?

This is a unique opportunity to join a growing fintech company that is redefining financial services for small businesses in Northern Europe. You'll work with a passionate and innovative team, participating in creating an environment where employees thrive and contribute to a shared vision of success.

This is a full-time, permanent position based in Stockholm. Don't wait to send in your application, we are reviewing applications on a rolling basis. While the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.

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