Lending Department Head

2 days ago


Lidingö Municipality, Sweden Northmill Full time
Company Overview

Northmill Bank is a pioneering financial institution at the intersection of technology and finance. We are committed to revolutionizing the way people manage and protect their financial well-being by creating a digital yet personal banking experience.

Our company was founded in 2006 and has grown to become a leading player in the industry with over 170 employees, 2,500 merchants, and 600,000 end users. We use the latest technology to develop safe, smart, and user-friendly products for our customers.

About the Role

We are seeking an experienced Credit Analyst with extensive expertise in real estate financing. The ideal candidate will have experience underwriting large loans secured by real estate, preferably including construction loans, as well as commercial experience managing a portfolio of customers. This role includes responsibility for the bank's corporate lending department, targeting efficient and effective operations.

The successful candidate will oversee a team of senior analysts, developing and enhancing operational capabilities to ensure seamless processes. They will report directly to Northmill Bank's Chief Lending & Analytics Officer and make a significant impact on the bank's corporate lending strategy.

Responsibilities

- Underwrite loans secured by real estate, ensuring thorough risk assessment and compliance.
- Oversee the day-to-day operations of the Corporate Lending Department, driving performance and efficiency.
- Chair the bank's Credit Underwriting Committee, leading decision-making on loan approvals.
- Develop and enhance operational capabilities to ensure seamless processes.

Qualifications

- A university degree in Accounting, Finance, Business, or Economics.
- At least 10 years of experience in real estate financing.
- Strong knowledge of relevant regulations, including the Capital Requirements Directive.
- Proven experience in managing distressed assets and loan workouts.



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