
Senior Corporate Lending Specialist
3 days ago
**About Northmill Bank**
We are a pioneering financial institution at the intersection of technology and finance, committed to revolutionizing the way people manage and protect their financial well-being. Our mission is to create a different kind of banking experience, digital yet personal.
Northmill Bank was founded in 2006 and has grown to over 170 employees in 4 countries, 2,500 merchants, and 600,000 end users. We use the latest technology to develop safe, smart, and user-friendly products for our customers. They are the sole reason why we do what we do.
**Job Description**
We are seeking a seasoned **Credit Analyst** with extensive expertise in real estate financing. The ideal candidate has experience in underwriting large loans secured by real estate, preferably including construction loans, as well as commercial experience managing a portfolio of customers.
This role also includes responsibility for the bank's corporate lending department, targeting a significant growth in the portfolio. Initially, you will oversee a team of three senior analysts, with the expectation to build and enhance the department's capabilities to ensure efficient and effective operations.
You will report directly to Northmill Bank's Chief Lending & Analytics Officer and will have the opportunity to make a significant impact on the bank's corporate lending strategy.
**Responsibilities**
- Underwrite loans secured by real estate, ensuring thorough risk assessment and compliance.
- Oversee the day-to-day operations of the Corporate Lending Department, driving performance and efficiency.
- Chair the bank's Credit Underwriting Committee, leading decision-making on loan approvals.
- Develop and enhance operational capabilities to ensure seamless, efficient, and effective processes.
**Requirements**
We are seeking an experienced Credit Analyst with a proven track record in underwriting real estate loans. The ideal candidate brings extensive banking experience and deep expertise in real estate financing.
- A university degree in Accounting, Finance, Business, or Economics.
- At least 10 years of experience in real estate financing.
- Strong knowledge of relevant regulations, including the Capital Requirements Directive.
- Proven experience in managing distressed assets and loan workouts.
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