Business Analyst – Credit Cards/Payments Specialist

2 weeks ago


Stockholm, Stockholm, Sweden psd group Full time

Business Analyst – Credit Cards/Payments Specialist (Contract) – STOCKHOLM

We are currently looking for an experienced Business Analyst to join the Nordic card division of a globally recognized leader in the banking and payments industry. This contract role will focus primarily on Credit Cards, with the main objective of using data-driven insights and market analysis to uncover business opportunities.

You will be responsible for evaluating and optimizing key business factors such as pricing strategies, customer behaviour, loyalty programs, and product structure. This role plays a crucial part in refining the product offerings, improving profitability, and maintaining a competitive position in the market.

The role offers a hybrid work model in Stockholm, Sweden.

Key Responsibilities:

  • Analyse card data to identify revenue optimization opportunities
  • Assess the impact of changes to interest rates, fees, and payment structures on profitability and competitiveness
  • Review minimum payment structures to understand their effect on both customer behaviour and revenue
  • Identify trends in customer behaviour to optimize revolving credit usage
  • Improve cashback and loyalty programs to increase customer engagement and profitability
  • Conduct competitor benchmarking to ensure the offerings remain competitive
  • Provide data-backed insights and recommendations based on industry best practices
  • Prepare reports and presentations, and perform ad-hoc analyses as required
  • Assess the impact of regulatory changes on pricing and business strategies
  • Develop customer segmentation strategies for more targeted promotions

Your Profile:

  • Several years of experience in business analysis, preferably in the credit card, financial services, payments, or fintech sectors
  • Strong knowledge of credit card products and the overall card business landscape
  • Experience with pricing strategies, customer segmentation, and financial modelling
  • Excellent analytical and data interpretation skills
  • Ability to create and deliver clear, concise presentations
  • Comfortable working in an agile, self-driven environment

If you are looking for your next project in the banking and payments space and would like to contribute to the success of a leading global brand, apply today

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